Privacy Policy

We value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines how your data is collected, used, processed, and safeguarded when you submit a loan application on our portal.

1. Information We Collect

To process your loan application and verify your eligibility, we collect the following personal and financial details directly from you when submitting the form:

• Personal Identifiers: Full Name, Email Address, Contact Number, and Aadhaar-Linked Mobile Number.
• Government Identification: PAN Card Number and Aadhaar Number.
• Banking & Financial Details: Bank Account Number, Bank IFSC Code, and Proposed Loan Amount.
• Demographic & Media Data: State of Residence and Passport-Size Photograph (stored as a compressed/encrypted image format).
• Technical & Security Data: Cloudflare Turnstile CAPTCHA verification tokens and general page analytics.

2. How We Use Your Information

We use the collected information strictly for legitimate operational and business purposes, including:

• Processing, evaluating, and managing your loan application.
• Verifying your identity and checking against duplicate submissions using your government identifiers and bank details.
• Communicating application updates or decision statuses with you.
• Ensuring site security, preventing fraud, and verifying human submissions using Turnstile verification.

3. Data Storage & Security

Your data is securely transmitted and stored using Google Firebase Realtime Database with strict server-side security rules. Access to view or edit existing application records is strictly restricted to authorized administrative personnel.

4. Data Sharing & Disclosure

We do not sell, rent, or trade your personal information. Your details may only be shared with:

• Service Providers: Cloud service providers (such as Google Firebase) hosting our database, and security verification providers (Cloudflare Turnstile).
• Legal Compliance: Regulatory bodies or law enforcement authorities if required by applicable laws, financial regulations, or legal proceedings.

5. Data Retention

Your application data is retained for as long as necessary to fulfill the loan evaluation process, comply with financial regulatory obligations, and resolve potential disputes.

6. Your Rights

You have the right to request access to the information we hold about you or request corrections if any submitted detail is inaccurate. To inquire about your data, please reach out via our contact channels.

7. Updates to This Policy

We may update this Privacy Policy periodically to reflect operational, legal, or regulatory updates. Any changes will be posted directly on this page with an updated effective date.